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Home Motoring

OMODA&JAECOO cuts UK approved used finance to 7.9% APR

UK Motoring: The offer runs until 6 January 2027, and every car keeps the balance of a seven-year/100,000-mile manufacturer warranty.

Ruan Venter by Ruan Venter
2026-10-20 13:12
in Motoring
OMODA&JAECOO magazine cover: Cuts UK approved used finance to 7.9% APR, with the writer's by-line, titled Omoda and Jaecoo.

The motoring cover made for this story. Visuals by PubgentIQ AI & Newspress UK

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The story in brief
  • 7.9% APR Representative PCP on used cars.
  • Down from 8.9% APR at launch.
  • Offer runs until 6 January 2027.
  • Two-year service plan included free.
  • Finance through BNP Paribas and Black Horse.

A full percentage point has come off the cost of financing a used OMODA or JAECOO in the United Kingdom, with qualifying cars bought through the OJ Approved programme now available at 7.9% APR Representative on a Personal Contract Purchase (PCP). That compares with the 8.9% APR offered when the scheme launched in January 2026, and the lower rate applies until 6 January 2027.

Finance is provided through BNP Paribas Personal Finance and Black Horse, giving one national offer at participating retailers. Cars are listed at ojapproved.co.uk and sold through the brands’ nationwide UK retailer network.

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Two JAECOO SUVs driving on a woodland road.
A grey SUV leads a darker one along a road with blurred trees behind. Visuals by PubgentIQ AI & Newspress UK

OJ Approved warranty and service cover

Every OMODA and JAECOO sold in the UK carries a seven-year/100,000-mile manufacturer warranty from first registration, while high-voltage batteries in electric and Super Hybrid models are covered for eight years/100,000 miles. Approved used cars keep the remainder of that cover. Because both brands only arrived in the UK from 2024, even the earliest examples have around five years left, subject to mileage, and OJ Approved guarantees a minimum of two years’ warranty on every car sold.

Buyers also receive a complimentary two-year service plan and a 30-day/1,000-mile exchange policy.

Checks on petrol, electric and hybrid models

Each vehicle undergoes a multi-point safety and condition inspection to manufacturer-approved standards, along with independent history and mileage checks. Applicable battery-electric and plug-in hybrid models also get a Battery State of Health Certificate. The programme covers petrol, electric and Super Hybrid System models from both brands.

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Victor Zhang, Managing Director of OMODA&JAECOO UK, said: “Customers wanted more choice and more confidence when buying used, and in just nine months we’ve built a programme and now an even more competitive finance rate.” He added that setting clear standards supports “strong residual values for every OMODA and JAECOO owner, whether they bought new or used.”

OMODA&JAECOO sales in the UK

September was the brand house’s strongest UK month to date, up 106% year-on-year with a 6.37% share of the new car market, according to the SMMT. The JAECOO 7 became Britain’s best-selling new car, its second monthly number one of 2026. With more than 100,000 cumulative UK sales across both brands, a growing number of these vehicles are returning to the used market.

Red OMODA SUV and JAECOO SUV driving on road.
A red crossover leads a dark grey SUV past a forest on a curving road. Visuals by PubgentIQ AI & Newspress UK

How to access the UK finance offer

The 7.9% APR Representative PCP campaign is available on qualifying OJ Approved vehicles until 6 January 2027, subject to status and availability. It cannot be combined with other offers, applicants must be 18 or over and a guarantee may be required. Eligible cars and terms are listed at ojapproved.co.uk.

Supplied by Newspress UK (OMODA&JAECOO)

This story is based on aggregated news, press release(s) or other sources and was prepared with the help of AI tools, which can make mistakes. Prices, specifications, general information and availability may change, so confirm the details with the manufacturer, other news sources or a dealer.

Tags: Newspress UKSUVsUK Motoring
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